Giggle Finance: All You Need To Know

Are you a freelancer, independent contractor, or small business owner? Giggle Finance can get you a quality amount of loans to get you up on your feet.

However, if you are one of these hardworking Americans, you are probably aware that it might be tough to borrow money from a local bank that wants to see a pay slip and stable income generated.

But with Giggle, you can get your loan as instant as your application is approved.

So, if you’re looking for a loan from Giggle, we got you on how you can go about it and contact them.

What is Giggle Finance?

Giggle is an online financial platform where small business owners can seek assistance and 1099 workers may have immediate access to funds. Customers at Giggle Finance usually seek $500 and $5000 loans.

The Giggle automated platform delivers fast cash 24 hours a day, seven days a week, to assist in the event of an accident or to invest in the case of a business opportunity.

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What are Giggle Finance’s Requirements?

To be eligible for a Giggle Finance loan, you must meet the following two criteria:

• Online access to a bank account
• Actively operating for at least three months

You’ll be happy to learn that they won’t impose any credit requirements. When you want more funding, they make sure it is simple for you to get it.

How Does the Giggle Finance Affiliate Program Work?

Giggle Finance caters to self-employed 1099 individuals and entrepreneurs searching for small amounts of financing to support their growth.

To borrow money using the Giggle platform, you must first complete an online application on the Giggle Finance website, which should take less than 10 to 15 minutes. The online application is simple to follow and guides you through a five-step process.

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1]: How Much Cash Does Your Business Need?

This step asks you to tell Giggle Finance how much money you want to borrow.

Therefore, four possibilities are available: a) $500 to $1,000, b) $1,000 to $2,000, c) $2,000 to $5,000, or d) more than $5,000.

2]: What Type of Business Do You Operate?

This step requires you to state the sort of business you own or the organization from which you earn money.

However, you may input the name of any firm or pick from a list of major public sector employers such as Uber, Doordash, Postmates, Lyft, Grubhub, Shopify Shipt, and Instacart.

3]: When Did You Start Your Business?

Here, enter the month and year that you found your company.

4]. Link Your Bank Account

According to Giggle Finance, adding your bank account will have no effect on your credit score. To link your bank account, you must first complete the three following needs:

• Your bank account should be at least three months old.
• Your main business bank account must be your primary business bank account.
• You must provide proof that you make more than $3,000 per month.

After confirming that you complete all three conditions, you will be sent to Plaid, a secure technological platform.

Then, you will need to confirm your bank’s name and then enter your login details, which will supply Giggle Finance with the information they need to assess if you are eligible for a cash advance.

5]: Permission to Analyze Income and Expenses in Giggle Finance

Giggle Finance will have the information they need to assess your income and spending after you link your bank account.

So, suppose you are authorized for a cash advance. In that case, you will receive an almost instant notification detailing the maximum amount you are qualified for and the choice to deposit your funds straight in your bank account or debit card.

Is Giggle Finance Legit?

Yes! Examine the feedback submitted by customers. If you have any problems or need clarification, please get in touch with Giggle Finance by email at help@gigglefinance.com or by phone at 888-820-7580. They are also at 3250 NE 1st Ave Unit 305 in Miami, FL.

What are the Giggle Finance Loan Rates?

There are four Giggle Finance Loan Rates:

• $500 to $1,000
• $1,000 to $2,000
• $2,000 to $5,000

How Much Does a Giggle Finance Cash Advance Cost?

When Wealthtender emailed Giggle Finance to inquire further about the price of a cash loan, co-founder Jared Kogan responded with the following information:

“Our fees/pricing is fully risk-based and depends on the cash flow and risk profile of each customer. We don’t charge any late fees. Fees start as low as $100 and go up from there, everything is displayed transparently to the customer before they accept the terms.”

Although Giggle Finance promotes transparency as a basic principle, the website does not provide data regarding its service charge, making it difficult to determine how much you may likely spend in fees without first requesting a cash advance.

How Do I Apply For a Loan on Giggle Finance?

Through Giggle’s website, small business owners may submit an online application; the entire procedure takes less than 10 minutes.

During the application process, you must safely connect your bank account. Giggle doesn’t save any of your information and employs 256-bit encryption.

Before applying, ensure you have read and understood all of the product’s disclaimers and the payment terms and conditions.

Who Qualifies For Giggle?

#1: Small Business

• Truckers & Taxi
• Salons & Beauty
• Lawn & Pool Care
• Bodega & Food Trucks

#2: App-Based Freelancers

• Uber, Lyft, Ride-share
• Handy, TaskRabbit, Care.com
• Fiverr, UpWork
• AirBnB

#3: Sellers & Franchises

• Amazon
• Etsy
• Avon
• Amway
• Herbalife
• Mary Kay
• Monat

#4: Independent Contractors

• Event Planners
• Home Health Aides
• Consultants & Freelancers
• Tutors & Trainers

How Do I Pay Back My Giggle Finance Cash Advance?

Suppose you accept a cash advance from Giggle. In that case, your payback will be automatically collected by Giggle from your future wages via automated debits through your bank account until the amount you borrowed is repaid, plus their service charge.

Does My Small Business Qualify for Giggle Finance Loan?

Small company owners of different sorts might be eligible for funding from Giggle, including:

• Small startups
• Airbnb owners
• Uber or Lyft drivers
• TaskRabbit or Care.com workers
• Fiverr or UpWork freelancers
• Ecommerce business owners
• Independent contractors
• Small business owners

What is the Giggle Finance Customer Service Number?

For any inquiries, contact Giggle by email at info@gigglefinance.com or by calling the customer care service phone at 888-820-7580.

How Fast Will I Receive My Funds?

As soon as your application is approved, which can happen almost immediately, Giggle can deliver funds via a bank transfer almost instantaneously.

However, it can take longer if you prefer to get your money via a debit card.

Giggle Finance (FAQs)

What is a Giggle Advance?

The Giggle Advance is one of the initiatives for small business owners. It provides funds by selling a piece of your future sales. It’s an excellent technique for borrowers who don’t have any other collateral to guarantee to obtain financial aid.

How does Giggle Finance protect my personal information?

Giggle Finance’s platform employs 256-bit encryption, specifically intended to safeguard your privacy and keep your data private. They do not also store, view, or display usernames or passwords.

How long does it take to receive Giggle Finance funding?

A loan application is processed in around five to eight minutes. Approval is almost instant, and the funds are sent to your bank account within minutes.

Bottom Line

Jared Kogan, a co-founder of Giggle Finance, was asked why they founded the business and to define the platform in his own words. And this is what he said:

“We launched Giggle to serve 1099s and gig workers with access to financing after seeing the slim options in the market,” Kogan said. “Independent workers are the future of work and we’re here to be the one-stop-shop for all their financial needs. With an application to the funding process in under 10 minutes, our speed and transparency help the independent workforce continue to thrive.”

So, now we believe you now know how Giggle Finance works and how it can help you get a loan for your business. Share if you enjoy this or give this article a rating

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